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    HOW MUCH HOUSE CAN YOU AFFORD?

    The answer to this question is based upon several factors. First your own personal "financial comfort level" and secondly, your financial condition. You may qualify for a loan amount that is greater than your comfort level. Stay within your comfort zone.

    WHAT IS A PRE-QUALIFICATION?

    A pre-qualification is an estimate of how much you can afford in a mortgage payment. A pre-qualification is just that, an estimate. It is based upon the information you provide, and is subject to the approval process, including further details such as a credit report, appraisal, and income verification.

    WHAT IS A PRE-APPROVAL?

    A pre-approval is different. It is a firmer commitment on behalf of the mortgage company. The credit report is already done, and the terms are subject to the appraisal of the house you intend to purchase. A "pre-approval" gives the home buyer an advantage in the marketplace. It is easier to negotiate with a home seller, and closing the transaction usually takes a shorter period of time. Pre- approval also makes the home buying process less stressful knowing that you're already approved.

    WHY CHOOSE A MORTGAGE BROKER?

    Over 70% of Americans do. Nexus Financial Group® brokers are "financing specialist" in the origination of residential mortgages - offering over 50 wholesale lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, we provide consumers the most efficient and cost-effective method of suitable financing options, tailored to the consumer's specific financial goals. From start to finish, our clients receive an expert mentor through the mortgage lending process.

    We Guarantee It!

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