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ONE HOUR MORTGAGE APPROVALS COME OF AGE

Nexus Financial Group^®, one of the area's fastest growing mortgage companies, was recently honored at the National Association of Mortgage Brokers' Conference in Reno, Nevada for their ground breaking use of one hour automatic loan approvals. Company President Brian Peart was asked to be a keynote speaker on behalf of Fannie Mae (FNM/NYSE, the nation's largest source of home mortgage funds, and to discuss the company's use of this exciting new technology. After being treated to special breakfast with former President George Bush, Brian went on to explain what this technology can do for the consumer.

"One of the most exciting features of this system", says Brian, 'is that it makes it easy to take the guesswork out of the home loan process with lightening fast pre-approvals. We can get the borrower fully pre-approved from the comfort of their home or office or even better-over the phone in less than one hour!" Brian goes on to explain how pre-approval (not to be confused with pre-qualifying) can literally save you thousands when going to buy your home.

When you get pre-approved, you actually have a written loan commitment from the Lender - in a sense the money to buy the home is set aside for you. You become like a cash buyer. This alleviates one of the biggest fears of the home seller - that the transaction will fall apart week's later because the buyer got denied his financing. The seller will be much more willing to accept a lower offer if they know that the loan will close. Pre-approval gives peace of mind for both the buyer & the seller.

The Nexus Financial Group^® brokers carry high powered portable computers, allowing the borrowers application to be taken electronically. The information can be entered anywhere, even from the comfort of the customer's home and is then uploaded through the phone lines to the main server system at our Headquarters.

Once there the system sorts the information through a special "case-sensitive' lender database to determine which lender provides the most favorable interest rates for that customer's particular financial situation. The file is then electronically transferred through that Lender and on to Fannie Mae where approval is just minutes away. "The fact that this whole process can happen in less than one hour is downright miraculous" says Brian. "Now, peace of mind, great rates and fast approvals are just a phone call away."

Article in Palm Beach Post

BUSINESS AND INDUSTRIAL REVIEW
"GUARANTEED SATISFACTION" CONTRACT FROM NEXUS FINANCIAL TRULY UNIQUE IN MORTGAGE INDUSTRY

If you are looking to purchase a new home, or thinking about the refinancing your present one because of prevailing low rates, look no further than Nexus Financial Group^®. As one of the top volume mortgage brokers in the business, they guarantee your satisfaction or your application fee is returned in full! According to Michael Peart, Vice-president of the Palm Beach County-based firm, this is unique in the mortgage industry.

"With interest rates at their lowest levels in more than 30 years, the desire to purchase or refinance a home is stronger than ever," Peart told the Business & Industrial Review.

"But just as important as securing a low interest rate, is the need for our customers to feel that they have gotten the very best deal, backed by excellent service. To achieve that goal, we have introduced the "Nexus Financial Group^® Satisfaction Guarantee" contract, which specifies our obligations to our customers. If we do not completely satisfy your needs, or disappoint you in any way, your application fee is returned. I know of no other mortgage company who offers a similar promise."

In an industry that depends on customer referrals, Nexus Financial Group^® has thrived thanks to the high praise these satisfied customers heap upon them. One reason, according to Peart, is the high demands made of the professionals who work there.

"We ask for more from our brokers, and they deliver, thanks in large part to the fact that we hire highly motivated, intelligent, honest people and train them ourselves, " Peart noted.

"We add to that our association with many top lenders and a proven track record of finding the best rates and deals for all of our customers. Our top priority is to be the best service-oriented company in the business."

Nexus Financial Group^® is a recognized leader and trained specialist in the mortgage industry and is a member of the Florida Association of Mortgage Brokers, The Chamber of Commerce of the Palm Beaches, and the Better Business Bureau. Their forte' is offering competitive rates, renowned customer service, customer satisfaction, closing cost guarantees and innovative programs to meet specific needs. Additionally, "Zero Closing Costs" loans are available to qualifying applicants.

A cutting edge tool used to provide superior service to customers is their One Hour Automatic Loan Approval.

"One of the most exciting features of this system is that it makes it easy to take the guesswork out of the home loan process," Peart added.

"We can get the borrower fully pre-approved from the comfort of their home or office, or even better, over the phone! This is all done in one hour or less and this is not "pre-qualifying", it is an actual approval ... a written commitment from the lender which enables you to go out and make your best deal, just as a cash buyer. This alone can save you thousands!"

If you are thinking of purchasing or refinancing your home, you owe it to yourself to see the great programs, that Nexus Financial Group has to offer. Find out why this local company can save you real money and has an astounding 85% of referral and return service .

Article in Palm Beach Post - Sunday, June 7, 1996

YEAR 2000 MORTGAGE SERVICE AVAILABLE TODAY THROUGH NEXUS FINANCIAL GROUP

In the competitive game of mortgage financing, proven success methods are very important. For one fast growing brokerage firm, those methods include treating every customer with honesty, and having motivation to obtain the best financing possible. Nexus Financial Group^® is the brokerage firm, and they have been setting high standards for customer service since their inception.

'At Nexus Financial Group^®, it is a company guideline to keep our customers informed through the entire mortgage process', stated Mike Peart, Vice President. 'All prospective brokers are interviewed extensively to ensure that they will be 'team players'. We hire only individuals who are honest and motivated, and are willing to learn our proven success methods. They each receive a company manual and participate in a week-long training session', Mike added. 'In this capacity, we go above and beyond that of most other brokerage firms in Palm Beach County'.

Brian and Michael Peart recently explained to the Business and Industrial Review the difference their firm can make when it comes to approving clients for the home loans they want.

To assist customers in securing fast, affordable financing, the Nexus Financial Group^® uses cutting edge computer technology. This system electronically links the borrower to the country's most aggressive financial lending institutions.

All brokers carry high-powered portable computers that enable them to enter your information while in the comfort of your home or business. The information is uploaded over the telephone lines to our headquarters where the data is redistributed to lending institutions around the country. This is the fastest and most efficient method ever employed by the mortgage industry. It can reduce approval times to as little as on hour! This efficiency allows the Nexus Financial Group^® to maintain competitive rates, saving their customers thousands of dollars over the life of the loan.

Article in Palm Beach Post

BUSINESS AND INDUSTRIAL REVIEW
NEXUS FINANCIAL GROUP CAN APPROVE YOUR NEXT HOME LOAN IN LESS THAN AN HOUR!

If you are in the market to purchase a new home or refinance your current residence, you probably have a lot of questions that need answers. Unfortunately, it is sometimes difficult to find a financial expert that will take the time and make the effort to see that you are completely educated in the important areas that concern you. Luckily, today there is Nexus Financial Group^®, also known as 'The People's Broker', to help you receive the financing that you deserve. Brian and Michael recently explained the difference their firm can make when it comes to approving clients for the home loans.

'Buying a home can be scary, and borrowing money even scarier. We started Nexus Financial Group^® to make it simple and easy for just about anyone, regardless of their past credit history, to purchase the home of their dreams. Our goal here is to see that every customer receives the home loan that he or she can afford for the house they want. I guess the reason we are called 'The People's Broker' is because we go to bat for the people. Our business has grown from referrals of Realtors and our satisfied clients, which is the best advertising you can get'.

To assist in securing fast, affordable financing for the home of your dreams, Nexus Financial Group^® uses state-of-the-art computer technology. This links you, the borrower, to the world's largest financial lending institutions, all by computer. Each broker carries a powerful, portable computer to input your financial information while in the comfort of your home. The info is uploaded to the main computer at our headquarters, which is then electronically distributed to lenders around the country. This is the fastest and most efficient method ever employed by the mortgage industry and can reduce approval times to as little as one hour. This efficiency allows the Nexus Financial Group^® to maintain competitive rates, saving customers thousands of dollars over the life of the loan.