INFORMATION YOU WILL NEED TO PROVIDE WITH YOUR MORTGAGE APPLICATION:

• Past two (2) years W-2 statements.

• Pay stubs covering the last (30) thirty days.

• Most recent three months banks statements.

• Copy of the Purchase and Sale Agreement.

• For a refinance, a copy of the deed, and most recent tax bill.

• A letter of explanation for any known credit problems.

FOR SELF EMPLOYED BORROWERS, EMPLOYED IN SALES, PAID BY COMMISSION, OR OWNS RENTAL REAL ESTATE:

• Two (2) years signed personal tax returns- including all schedules.

• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.